Earned wage access
Give eligible workers a clear view of wages connected to completed work and a direct way to access part of them before payday. Your rules still decide what becomes available.
Show us your pay cycle and eligibility rules.
Why Instant Pay
A stronger worker benefit can also become a practical retention and attendance strategy for the business.
For employers and agencies
Retain
Keep reliable workers
Give your best people another practical reason to stay.
Recruit
Differentiate every offer
Add a financial benefit workers can use immediately.
Control
Fund it your way
Use worker-paid cash outs or sponsor access for your team.
For employees and workers
Access
Use earned pay sooner
Move eligible wages without waiting for the scheduled payday.
Protect
Avoid expensive gaps
Rely less on overdrafts, late fees, and high-interest borrowing.
Know
See what is available
Track what was earned, what can move, and what already moved.
Reported workforce impact
Faster access to earned wages can ease financial pressure for workers while improving the retention and attendance outcomes employers care about.
73%
say earned wage access helps avoid high-interest debt
1.9×
more likely to stay when an employer offers Instant Pay
49%
reported reduction in absenteeism after on-demand pay
Instant Pay overview
Workers get a clear path to wages they have earned. Your team gets the policy and payroll record needed to offer that flexibility responsibly.
Earnings access
The available balance updates as eligible shifts are completed and verified. Workers can see what is available and choose an instant cash out or a free ACH transfer.
Available balance
Verified work$450.27
Eligible earnings available now
Free ACH transfer
Arrives in 1–2 business days
Transfer successful
$150.00
Confirmation appears as soon as the transfer completes.
Top performer reward
When
Gold attendance tier
Reward
Transfer fee covered
Limit
Once per pay period
Runs automatically when conditions match
Admin controls
Set access limits and eligibility rules. You can also reward reliable workers with employer-sponsored instant cash outs.
Total payroll
$247,582.45
Pay period · Aug 10–23
Instant Pay amount
Record linked$42,156.00
Visible before the payroll run
Payroll integration
Instant Pay amounts remain visible alongside total payroll so the withholding and reimbursement flow can run without a second manual ledger.
Earned balance
Once eligible work is verified, Teambridge applies your policy and refreshes what the worker can access. The balance starts with the shift, not a separate request.
Ava Carter
North Campus · Tuesday, August 18
7:00 AM
Clock in
3:30 PM
Clock out
Previous balance
$310.17
Eligible shift
+$141.90
Available now
$452.07
Transfer decision
The worker controls the request. Amount, destination, timing, and any applicable fee appear in one review before money moves.
Available now
$452.07
Transfer amount
$150.00
You requested
$150.00
Final timing and cost remain visible before confirmation.
Instant Pay policy
Workers see one clear number. Your team controls when access starts, how much eligible pay is available, and how every transfer returns to the payroll record.
Access policy
Frontline workforce
Available portion
Of eligible pay after work is verified
50%
Ava Carter
Eligible pay
Available now
$452.07
50% of $904.14 in verified eligible pay
Your company policy is already applied.
Shift verified
$150.00 paid now
Eligible earnings · North Campus
A reward people feel now
The work is complete and the wages are earned. Instant Pay lets eligible workers access part of that value while the moment is still fresh, instead of waiting for the scheduled payday.
From completed work
The available amount begins with eligible hours already recorded in Teambridge.
Into the worker’s hands
The worker sees the balance, chooses the amount, and confirms the transfer.
Before the scheduled payday
Access can happen sooner while the employer’s policy remains in control.
Payroll record
The transfer does not disappear into another export. Instant Pay activity stays attached to the worker and pay period, ready for payroll review.
Pay period status
Ready for review
Work verified
Hours approved
Transfer recorded
$150.00 accessed
Payroll context ready
Record attached
Ava Carter
Aug 10–23 · Payroll record
Verified hours
Time records approved
84.5 hours
Gross eligible wages
Before payroll calculations
$1,842.50
Instant Pay accessed
Transfer attached
$150.00
Transfer recorded
Worker and pay period linked
Aug 18 · 3:38 PM
Taxes, deductions, and your payroll calculation still apply. The accessed amount remains visible as part of the record.
How Instant Pay works
The worker gets paid sooner. Teambridge keeps the completed shift, the transfer, and the payroll handoff connected behind the scenes.
Step 01
The worker clocks out. Teambridge uses the completed shift and recorded earnings to update the available balance.
Product questions
The buying question is not only whether workers can cash out. It is how access stays clear, governed, and connected to payroll.
Earned wage access lets eligible workers access a portion of wages connected to work they have already completed before the normal payday. It is not an advance against future shifts.
Teambridge uses recorded work and the employer’s Instant Pay policy to determine the eligible amount shown to the worker. Eligibility and withdrawal limits remain controlled by the employer.
Yes. Employers can define eligibility and access rules, including when access begins and how much of eligible earnings can be made available.
Workers review their available balance and choose from the transfer methods available to them. Timing and any applicable transfer fee are shown before confirmation.
Instant Pay activity remains connected to the worker and pay period so the payroll team can account for the amount already accessed when preparing payroll.
Map your pay flow
Bring us your pay cycle, eligibility rules, and time workflow. We’ll show how the worker experience and payroll handoff can stay connected.
Earned wage balance
$452.07