COMING SOON: INSTANT PAY
Pay them out now. Win them forever.
Sometimes, it can’t afford to wait. Instant Pay lets your staff cash out their earnings at a moment's notice, giving them financial flexibility—and another compelling reason to stick with you.¹
Empower your workforce with earned wage access
Peace of mind for them. Productivity for you.
Give your team peace of mind so they can focus on their jobs, not their next paycheck.
Give your staff access to their earned wages
Employees and staff can withdraw their earned wages anytime, reducing financial stress and improving job satisfaction.1
Control who can use Instant Pay—and how
Define eligibility rules, set withdrawal limits, and track usage trends to ensure responsible financial access.
Ensure payroll accuracy throughout your pay period
Teambridge seamlessly deducts any instant withdrawals from the next paycheck, ensuring always-accurate payroll management.
How it works
Pay staff what they’re owed, sooner and faster
Staff completes a shift and clocks out
Teambridge knows how much your staff has worked, and how much they’ve earned.
1
Staff initiates an instant cash out
Staff can transfer funds to their bank account for free via ACH or instantly for a small flat-fee.
2
Teambridge provides the funding
After that, we’ll update your payroll to reconcile any accessed amounts automatically.
3
Employer pays Teambridge back
Once the funds are successfully withheld, your business automatically reimburses Teambridge. The whole process takes place in Teambridge, meaning no manual data entry errors or wrong payments.
4
Boost confidence on both sides of your business
Instant Pay is a win-win, providing major benefits to your business and its workers at the same time.
For employers & agencies
Drive change starting with your workforce strategy.
Strengthen retention
Keep your staff loyal to your business
Attract top talent
Stand out from the competition.
Get flexible pricing
Choose pay-as-you-go or employer-sponsored plans.
For employees & workers
Put financial freedom at your staff’s fingertips.
Get your cash when you want
No waiting for payday.
Avoid overdrafts & late fees
Reduce reliance on costly credit cards or payday loans.
Get full earnings visibility
Real-time access to accrued wages.
1. Instant Pay is not a loan or credit product. Access is limited to wages already earned and confirmed by your employer.
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Want to be among the first? Join our Instant Pay waitlist.
Instant Pay is coming soon. Be the first to use it and get an edge on the competition.
Frequently asked questions
Instant Pay transfers are charged as a flat fee to the staff member making the withdrawal. There is no interest rate charged as this is not a loan—the team member has already earned their wages, and they are paying a small flat fee to access them ahead of the scheduled pay day.
Most of the time, it’s truly instant, but depending on the team member’s bank, it may take up to 30 minutes.
No, they just need an eligible card and most debit and credit cards work.
We’ve partnered with JP Morgan, giving Instant Pay the financial security and backing of one of the world’s largest banks. While other earned wage access providers partner with riskier FinTech providers and smaller banks, we’ve prioritized working with the most secure provider most secure provider.
As the source of truth for both scheduling and time tracking, Teambridge knows exactly how much each member of your staff has earned in real-time. While other earned wage access providers offer the ability to cash out 50% of earned wages, Teambridge is uniquely able to offer up to 100% cash outs to your staff. Customers can configure max amounts, and even use Teambridge’s automations to create incentives that tie better performance and activity with increased pay out capabilities.
While other earned wage access providers are a step removed from your source of truth on scheduling and time tracking, Teambridge is uniquely positioned to offer the most accurate cash outs to your staff. In the event that a staff member cashes out an amount that was later reduced via a time sheet change or correction, Teambridge makes up for this with the subsequent pay export, when all cashed out funds are deducted.