Sometimes, it can't afford to wait. Instant Pay lets your staff cash out their earnings at a moment's notice, giving them financial flexibility, and another compelling reason to stick with you.
Earned wage access used to require third-party integrations and manual reconciliation. Now it just runs.
Earnings updated
Sarah M. earned $127.50 today
Drive change starting with your workforce strategy
Keep your staff loyal to your business. Workers who access earned wages are 1.9x more likely to stay.
Stand out from the competition by offering a highly sought-after financial wellness benefit.
Choose pay-as-you-go or employer-sponsored plans. Zero cost to your business with no cash flow impact.
Put financial freedom at your staff's fingertips
No waiting for payday. Access your earned wages anytime, directly from the app.
Reduce reliance on costly credit cards or payday loans. Your money is already earned, just access it.
Real-time access to accrued wages so you always know exactly where you stand financially.
of employees say EWA helps them avoid high-interest debt
more likely to stay with an employer offering Instant Pay
reduction in absenteeism after implementing on-demand pay
Give your team peace of mind so they can focus on their jobs, not their next paycheck.
Staff can view their real-time available balance and cash out instantly or via free ACH transfer. No waiting for payday, no predatory loans, just their money, when they need it.
Earnings are calculated automatically as shifts are completed and verified.
Set withdrawal limits, eligibility rules, and reward top performers with free instant cash outs. You stay in control while your team gets the flexibility they need.
All advances are automatically deducted at payroll. Your total payroll, instant pay amounts, and net calculations are always accurate, no manual adjustments needed.
Four simple steps. Fully automated. Zero impact to your payroll process.
Teambridge knows how much your staff has worked, and how much they've earned. Balances update in real-time as shifts are completed.
Staff can transfer funds to their bank account for free via ACH or instantly for a small flat-fee. No paperwork, no approvals needed.
Funds arrive instantly or within 1–2 business days depending on the transfer method chosen. Staff get a confirmation notification immediately.
Once the funds are successfully withheld, your business automatically reimburses Teambridge. The whole process takes place in Teambridge, meaning no manual data entry errors or wrong payments.
No. Teambridge Instant Pay is a zero-cost benefit for employers. There are no setup fees, no changes to your payroll process, and no impact on your company's cash flow. The service is funded by Teambridge.
It doesn't. Your payroll process remains exactly the same. Teambridge automatically reconciles any earned wage advances at the end of the pay period. You run payroll as usual, and our system handles all the deductions seamlessly.
Employees pay a small, transparent fee comparable to an ATM fee for instant transfers. Standard bank transfers that take 1–2 business days are free. There are no hidden costs or interest charges.
Yes. The system enforces smart limits based on a percentage of earned wages to ensure employees always have a healthy paycheck on payday. You can also configure custom rules that fit your company's policy.
No. Instant Pay is not a loan or credit product. Workers are only accessing wages they have already earned and that have been confirmed by the employer. There is no interest, no credit check, and no debt.
Instant transfers arrive within minutes. Free ACH transfers take 1–2 business days. Workers choose their preferred method each time they cash out.
Because earned wage access runs automatically inside Teambridge, your team gets financial flexibility without any impact to your payroll process, cash flow, or admin workload.
Attract and retain top talent by giving them the pay flexibility they need. It's a zero-cost, high-impact benefit that sets you apart.
Instant Pay is not a loan or credit product. Access is limited to wages already earned and confirmed by your employer. NMLS ID 2705240.